About

An independent advisor you can rely on

paro conseil is built on independence — we are paid by you, not by the products we recommend. We work entirely in English with long-term residents of France who would simply rather discuss their financial life in a language they're fluent in.

Paul Roudier — paro conseil
Paul Roudier
Founder of paro conseil

I founded paro conseil with a simple ambition: to put my experience in finance to work for clients who deserve straightforward, conflict-free advice — without the product-pushing that defines most of the French wealth advisory market.

My background combines years in financial institutions (Calyon, UBS Switzerland, KPMG France) with the independent advisory framework of a French CIF (Conseiller en Investissements Financiers). I work in both French and English, and I particularly enjoy working with long-term anglophone residents of France who want to understand the French system properly — without having to navigate it in a second language — as well as English-speaking non-residents looking to invest in France.

Our independence is real — not branded. paro conseil holds no capital ties with any financial institution. We do not receive commissions on the products we recommend. You pay us a transparent fee, and we work in your interest. That's the entire model. (Why this matters →)

Our approach is based on a durable, trust-based relationship: we take the time to understand your situation in its entirety before making any recommendation.

Conseiller en Investissements Financiers (CIF) Registered with AMF — Orias N° 26000702 — Member of CNCEF
ORIAS — French register of insurance, banking and finance intermediaries CNCEF — French national chamber of financial advisors
Languages English and French — meetings can be held in either
Independence
Independent under MIF II regulation. No commissions from product providers. Our incentives are aligned with yours.
Transparency
Clear, written fees agreed in advance. No hidden costs, no conflicts of interest. Everything in plain sight.
Long-term partnership
A durable relationship built on trust, with regular reviews as your situation, the regulation, and the markets evolve.
Plain English, French system

French personal finance, properly explained

French wealth management is dense, paperwork-heavy, and written entirely in French — including most of the digital interfaces, the contractual fine print, and the annual tax returns. Even after years in France, many anglophone residents end up holding products they don't fully understand, with bank advisors whose incentive is to sell them more of those products.

Our work is different. We sit down with you, look at what you currently own (your assurance-vie, your PEA, your bank deposits, your real estate, your French pension entitlement), explain what each piece actually does for you, and identify what's worth keeping, what should be moved to better products, and what's missing.

You don't need to be a French finance expert. We do that part. You stay in charge of the decisions, in a language you're fully comfortable in.

Free financial review

Not sure where you stand? See it in 3 minutes.

Answer 5 simple questions about your situation and your goals. You'll see a personalised summary of which French wrappers fit your case — assurance-vie, PEA, PER — with target allocation. No email required to view.

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Ready to talk?

A first 30-minute conversation is free. We use it to understand your situation, answer initial questions, and decide together whether we can be useful to you.

Schedule a meeting